Without Workers’ Compensation Insurance, employees would incur medical bills out-of-pocket for work-related injuries or illnesses. Additionally, they might also take an additional financial blow if they are unable to work because of these injuries or illnesses. Without Workers’ Comp, an employee who suffers from work-related health issues might make a claim against their employer to help pay for these damages and losses. The employee and employer could end up expending a lot of time, energy and money working to settle the claims. Which is time, energy and money you could be spending growing your business