Service Areas
Commercial Auto
A Commercial Auto policy gives you crucial coverage needed to protect cars, trucks, trailers, and vans used in operating your business.
Commercial auto insurance is a must have policy that protects any vehicle you use in conducting business operations with. The most notable reason being is that personal auto policies (PAP) excludes coverage for business/commercial use. This auto policy covers anything from from personal cars used for business (including company cars) to a wide variety of commercial trucks and trailers.
Additionally, depending on your type of business, you may also need government mandated filings. A filing is a carrier generated document that shows proof of financial responsibility. It certifies to the government that you have Liability or a Cargo insurance policy with at least the minimum required limits according to the state or federal government. Because commercial vehicles tend to be heavier, larger, haul poisonous materials or carry more people, the government wants to be sure you have an adequate amount of coverage to protect the public.
Types of Coverage Included
The types of damages that can be covered in a commercial auto policy vary widely depending on the individual case. Here is a run down of some common types of coverage:
- Liability Coverage
- Physical Damage Coverage
- Uninsured / Underinsured Motorist
- Medical Payments
- Comprehensive / Collision Coverage
- Loading / Unloading Coverage
Additional coverage can also be added on to your policy, such as hired and non-owned auto, towing and labor costs, permanent equipment coverage and much more.
Get An Instant Quote
contact us
We are Avaiable
Call Us today at (805) 723-7050 or click here to contact by email [email protected]
FIND OUT MORE
frequently asked questions
Have an insurance question? You ask, we answer.