Service Areas
High Value Personal Lines
Coverage for High Value Personal Lines shield your home, cars, or other assets with our comprehensive products.
You’ve worked hard to build a future for yourself and your family. As you’ve grown in your profession, you’ve accumulated an abundant amount of assets and now are enjoying the fruits of your labor. The truth facing every homeowner is that it only takes a moment of chaos to destroy a lifetime’s worth of work (just ask the residents of Malibu that were afflicted by the fires in 2018).
The solution to this ever present danger is customized personal lines coverage to fit your needs and your budget. We provide creative solutions for those risks that require extra attention to ensure their assets are fully insured. Whether it is high value homes, coastal exposure, private collections, CAT-exposed properties, umbrellas, excess liability, boats, water crafts, toys or autos. We’ll work with you to cover all risks you’re exposed to and provide the peace of mind that what you have built will be safe.
What's Included?
These policies are very customizable to your specific needs, but take a look at what could be provided:
- All Risks and Replacement Cost Contents & Extended Replacement Cost
- Fine Arts, Jewelry, Personal Articles floaters
- Rentals and Short Term Rental Properties & Condominiums
- Vacant Dwelling – 6 or 12 month options
- Caribbean Islands as part of property schedule
- Special form & Winds, Earthquakes, Excess Flood, CA Brush perils
- Homes titled in the name of a Corp., LLC, or a Trust
- Occupancies – Primary, Secondary / Seasonal, Rental, Condos, Vacant
- Course of Construction and Renovations
- Stand-alone Personal Umbrella starting at $1M limits
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Call Us today at (805) 723-7050 or click here to contact by email [email protected]
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